Position Overview: Remote Opportunity
The Mortgage Underwriter’s primary responsibilities are reviewing post-close residential mortgages files for due diligence. for post-close residential mortgage compliance underwriting. The Underwriter/Analyst is responsible for conducting a detailed analysis/review of newly originated and seasoned loan products. The review may include, but is not limited to, legacy compliance, credit & TRID compliance, servicing, modifications, title, collateral, etc., in a paperless environment. Candidates must possess a strong sense of urgency and be able to perform in production environment while maintaining a high level of accuracy. The role requires excellent organizational, communication and computer skills.
Essential Job Functions:

  • Review loan files for completeness and accuracy including but not limited to, calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation
  • Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors
  • Determine and document loan conditions, communicate requirements, and/or decisions
  • Identify portfolio risks resulting from the client’s underlying business practices, underwriting, and/or fraud exposure
  • Maintain knowledge of all applicable agency and non-agency underwriting guidelines
  • Exhibit working knowledge of AUS to determine applicable loan conditions

Must-Have Requirements:

  • 4+ years of recent underwriting and/or due diligence (post-close) experience in the residential mortgage industry
  • Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations-including TRID-and understanding of mortgage regulatory changes
  • High producer with attention to quality
  • Strong commitment to customer service and satisfaction
  • Excellent time management skills

About the Company:
This client offers competitive hourly pay with overtime potential, flexible scheduling, industry security, and professional advancement opportunities. They have multiple openings available now with training classes scheduled every week due to significant growth.
Background, drug screening and skill testing requiredTracking

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