Farm Credit Services of America ( FCSAmerica ) is a great place to work. You see it in our people and the relationships they have with each other and our customers. Our passion and commitment to serving both rural America and each other is key to our success in the marketplace.

We are hiring a Closing Specialist to join our team. We are looking for someone who has a strong attention to detail and excels at building lasting relationships with customer and prospects in order to fully understand their life priorities and operations while advis ing them on products which best meet their financial needs.

In this critical role you will represent FCSAmerica during the loan closing process through verbal and written communication . You’ll handle all aspects of the loan closing including, drafting and reviewing loan documentation, perfecting liens through filing and recording security instruments, managing the title policy/opinion process for exceptions and preparing closing statements.

Key Responsibilities

Pre-Closing Activities

  • Establish, develop and maintain strong and effective working relationships with customers, prospects, team members and visitors to the retail office.
  • Limits risk to the organization by timely processing of renewals
  • Confirm accuracy of loan pricing and fees. Assist with obtaining exception approvals when needed
  • Execute rate lock agreements with the customer, monitor closing deadline and extend rate lock/collect cancellation fee if applicable
  • Complete loan verification requirements related to loan documents such as title work, collateral ownership entity verification, legal name verification, etc.
  • Responsible for review of entity and trust documentation and preparation of resolutions to borrow
  • Ensure compliance with applicable regulations such as HMDA, Reg B, and Reg Z, order flood determinations when required


  • Due diligence in preparation of non-consumer new loan origination and loan renewal documents
  • Ensure appraisal report matches legal description of property and appraisal conditions are met
  • Responsible to collect loan fees

Post-Closing Activities

  • Book loans – add any necessary/related alerts
  • Due diligence in perfecting lien position
  • Obtain assignment of indemnity for Life Insurance/Builder’s Insurance/Construction Insurance/Schedule of Crop Insurance and follow up that assignment of indemnity is complete
  • Maintain accuracy of collateral tracking system
  • Construction loan monitoring, to include disbursement of loan funds at customer’s request, for non-consumer loans

Servicing Role Activities

  • Prepare servicing action documents for non-consumer loans for: additional advances, collateral addition, subtraction, easement or subordination by FCSA or 3 rd party, or partial real estate release
  • Complete entity verification
  • Amend UCC filings for changes
  • Perfect lien position as required

Minimum Qualifications

  • High school education or equivalent required
  • Ideal candidate will have a minimum of three to five years related experience.
  • Must possess or have ability to earn within the first six to 12 months the Loan Closing and Finalizing Certification as provided by the internal Retail Lending Solutions and Legal teams. Recertification required every 5 years.

Preferred Qualifications

  • Two or four-year college degree preferred.


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